State-Based Financing Programs
Maine

Alpha One Disability + Aging Solutions
For those who are in need of financing and live in Maine, Alpha One Disability + Aging Solutions offers loan options through their Adaptive Equipment Loan Program (AELP):
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Up to $100,000 loan
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3.75% interest rate with a 15-year amortization
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$5,000 Grants also available
The program offers flexible term loans to individuals based in Maine with disabilities. AELP funds can be used to purchase equipment or technology that improves independence, safety and quality of life for a person with a disability.
You can learn more and see if you qualify through the AlphaOne Disability + Aging Solutions website.
California

Affordable ADU Program
If you live in Napa Valley, California, the Affordable ADU Program offers forgivable construction loans for new accessory dwelling units (ADU) in exchange for commitments to rent those properties to households earning up to 80 percent of the area median income for a period of at least five years. Depending on the number of rooms and design features of the ADU, the loan amount ranges from $45,000 (studio) to $105,000 (two bedrooms).