National Financing Programs

Paramount Residential Mortgage Group

WP3_PRMG-LogoParamount Residential Mortgage Group (PRMG) offers traditional mortgage products and will include a WheelPad as a part of a renovation loan, or home equity loan for those that qualify. After a renovation is done, they will do a free refinance to roll it into the mortgage. Permits need to be in hand to be considered for financing.

If you are specifically looking at taking out a renovation loan to help fund a WheelPad product, it is important to note that to qualify, the WheelPad will have to be installed on a concrete slab foundation. The product will still be delivered on a trailer with wheels.

Contact Robin Schewe, a PRMG loan officer, with any specific questions.

Cross Country Mortgage

WP3_CCM-LogoCross Country Mortgage (CCM) offers traditional mortgage products and will include a WheelPad as a part of a renovation loan, or home equity loan for those who qualify. They also offer a special 203K renovation loan specifically for Accessible Dwelling Units (ADUs). After a renovation is completed, they offer a free refinance to roll into the mortgage. Permits must be in hand first to qualify for financing.

If you are specifically looking at taking out a renovation loan to help fund a WheelPad product, it is important to note that to qualify, the WheelPad will have to be installed on Helical pier foundations. The product will still be delivered on a trailer with wheels.

Contact Meredith Stowers, a CCM loan officer, with any specific questions.

AT3 Center

WP3_at3-center-logo-small-transparent-bgEach state’s Assistive Technology Program is also a great resource to find more financing options that may be available to you in your particular state. Visit The AT3 Center directory website page to find out how to contact your state offices and explore your options.

 

 

VA-Backed Veterans Home Loans

WP3_VA-logoVA direct and VA-backed Veterans home loans can help Veterans, and service members buy, build, improve, or refinance a home. You’ll still need to have the required credit and income for the loan amount you want to borrow. But with a Certificate of Eligibility, a Veterans home loan may offer better terms than with a traditional loan from a private bank, mortgage company, or credit union.

VA home loan types

VA home loan programs offer to help you buy, build, or improve a home or refinance your current home loan—including a VA direct loan and 3 VA-backed loans.

Learn about the types of VA home loans and how they work, or click on specific loan options below for more details

  • Purchase loan: Looking to buy a home? Find out if you're eligible for a VA-backed purchase loan to get better terms than with a private-lender loan.
  • Native American Direct Loan (NADL) program: Are you a Native American Veteran or a Veteran married to a Native American? Find out if you're eligible for a NADL to buy, build, or improve a home on federal trust land.
  • Interest Rate Reduction Refinance Loan (IRRRL): Have an existing VA-backed home loan? Find out if you're eligible for a VA-backed IRRRL to help reduce your monthly payments or make them more stable.
  • Cash-out refinance loan: Want to take cash out of your home equity to pay off debt, pay for school, or take care of other needs? Find out if you're eligible for a VA-backed cash-out refinance loan.

Eligibility

To qualify for any of the loans, you must show your lender a Certificate of Eligibility (COE) as proof that you qualify for a VA direct or VA-backed home loan based on your service history and duty status.

Find out how to request a COE — and what to do next to get a VA direct or VA-backed home loan.